With four months left until our Disney trip we have been working on finalizing some of our plans. While discussing with friends the need for travel insurance on our trip in case something happens that would require us to cancel at the last minute or require us to leave and come home a discussion started about term life insurance. I had been considering the idea that my husband and myself need to get some sort of term life insurance coverage for ourselves. We are both in our thirties but we have three small children and debt that would need to be covered. While I was researching some of the details of my trip I decided to see what kind of term life insurance quotes online I could get. I don’t have any idea what this type of insurance was about but I quickly realized that for a very small investment I could have a peace of mind for the next 20 years that my kids would be cared for if something were to happen to my husband or I. It always amazes me how discussions with other moms about everyday things lead to us helping each other make life changing decisions. Now that I have the term life insurance taken care of it is time to decide if the original question of travel insurance is something I need. I know it is a small price to pay to know I am covered in an emergency. Sometimes being a responsible adult is not fun at all. Do you guys usually buy the travel insurance? Why or why not and who do you use?
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